Stop waiting, start travelling.
Hassle-free travel payment solution.

We offer instant finance to help you spread the cost of your trip over 1 - 12 months.

Choose your trip at one of our partner sites, then click the Fly Now Pay Later option at checkout or download the Fly Now Pay Later app.

Once your booking is confirmed, we pay the cost direct to the travel provider or we provide you a virtual card through the Fly Now Pay Later app.

How it works

  • Choose your trip

    First, find your holiday at one of our partners*.

    You can use Fly Now Pay Later for hotels, car hire and insurance, as well as flights.

    *You book at their site, not ours.

  • Apply and book

    When you check out, click the Fly Now Pay Later button to apply.

    We’ll tell you in seconds how much you can borrow, and for how long.

    Then you can go ahead and finalise your booking.

  • Repay your way

    You’ll repay the cost over 3–12 instalments, either before you fly or soon afterwards, depending on what we can offer you.

    You can manage every aspect of your account online.

Can I apply?

If you can answer ‘yes’ to these four questions, you can apply to Fly Now Pay Later.

  • 18 +

    Over 18?

    You must be 18 or over.

  • Live in UK?

    You must live in the UK.

  • Got a mobile?

    You must have a UK mobile phone.

  • Got a UK debit card?

    You must have a UK debit card (not Electron or Amex).

We'll check out your credit history too.

What does it cost?

  • up to


    What you can borrow

    We offer travel loans ranging from £100 to £3000, depending on your credit profile and travel plans.

  • everything


    What you pay

    There are no gimmicks or hidden fees, so the total you see at checkout is always what you’ll actually pay.

  • for


    Early repayment

    You can repay early with no extra charges.

APR ranges from 0% to 44.99%. Representative example: Borrowing £800 over 12 months, you will repay in 12 monthly instalments of £76.63. Total amount payable is £919.49. Representative APR is 29.99%.

Personally it fits my whole lifestyle

Personally it fits my whole lifestyle. I love to travel and plan in advance and this allows me to do that. Even if its a year ahead. Its just soo simple, easy and anyone has the chance to do it.


A wonderful way to pay

A wonderful way to pay. I didn't know this company existed, It's been wonderful as I can pay monthly now. Thank you very much.


Excellent system: all done online

Very helpful and straight forward service with no hidden cost. I can recommend to anyone without hesitation. A happy customer!


Brilliant service and easy to use!

Brilliant service and easy to use! Booked with them twice!! Would definitely use again! Would recommend this amazing company to anyone! Thank you


Still got questions?

Check out our Traveller FAQ for more detailed info.

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